Financing at Dave Smith Motors

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Financing

Welcome to Dave Smith Motors' Finance Department!
We offer a wide range of financing and credit protection choices for your convenience. Our menu of finance choices provides pre-approved one stop shopping. We utilize GMAC, Chrysler Financial, and several other banks in order to provide the best possible rates and terms, whether leasing or financing your vehicle. An application may be completed by you or we will be happy to acquire the information from you over the telephone.
Our current financing rate on new vehicles can range from 0.9% to 9.90% simple interest (depending on the vehicle and number of months financed). Down payments for financing are very flexible and no down payment is required for leasing. Lease rates can be as low as 2.9% on GMAC's and Chrysler's lease programs. Rates are subject to change and all financing is subject to prior credit approval.
If rates are comparable, it most often makes good business sense to not finance a vehicle through your local bank or credit union. The reasons are simple: It is smart not to "use up" bank credit lines with vehicle loans. Preserve your bank borrowing power for future important needs. We can handle everything by mail saving you valuable time. It is smart to establish a variety of financing sources. This makes your bargaining power greater than if you have "all your eggs in one basket." It also enhances your "credit worthiness" by establishing another verifiable creditor.
Finance Options Leasing Service Contracts Gap Protection Accident Health Insurance Life Insurance

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Call Dave Smith Motors today at 1-800-635-8000

We cannot sell any NEW vehicle for Export or Resale.

All home loans subject to credit approval. Rates may vary according to market conditions, deal structure and customer credit worthiness.

All subject to prior sale. Vehicle Identification numbers posted in dealership and are available upon n request. Not responsible for typographical errors. Prices/payments are plus tax, license & $50.00 Dealer Documentation fee. File photos, not actual photos. Limit 1 per customer or up to dealer discretion. No sales to dealers, brokers or anyone who buys for the sole purpose of resale or export sales. Rebates as of 01/05/09 please call for current rebates. *Must be a Farm Bureau member 45 days prior to purchase. The customer choice to buy without the Hassle of Negotiating. **Military Rebate, must show proof of active or active reserve status and finance thru Chrysler Financial. Chrysler, Jeep and Dodge are registered trademarks of Dealer Chrysler Corporation. All Dodge rebates are zone specific, see dealer for details. Manufacturer retains the right to change incentives without notice, see dealer. Other restrictions apply. Call 1-800-635-8000 or see your dealer for details.